数据集概览
| 数据集名称 | 企业财务经营数据集 |
| 数据总量 | 185,000 条（覆盖 3,200 家企业多年度财务与经营指标） |
| 企业类型 | 上市公司 / 城投平台 / 大型国企 / 专精特新企业 |
| 行业覆盖 | 建筑 / 房地产 / 城投 / 制造 / 科技 / 能源 / 金融 |
| 财务指标 | 资产负债表、利润表、现金流量表 三大报表 200+ 财务指标 |
| 时间跨度 | 2015 - 2025 年度/季度数据 |
| 数据来源 | 上市公司年报、发债企业评级报告、城投平台公开数据、统计局经济普查 |
数据维度详细说明
| 字段名称 | 数据类型 | 取值范围/说明 |
|---|---|---|
| enterprise_id | String(16) | 脱敏企业ID |
| industry | Enum | CONSTRUCTION | REAL_ESTATE | LGFV | MFG | TECH | ENERGY | FINANCE |
| enterprise_type | Enum | LISTED | LGFV | SOE | SME | UNICORN |
| fiscal_year | Integer | 财年 2015-2025 |
| period | Enum | Q1 | Q2 | Q3 | Q4 | FY |
| total_assets | Float | 总资产（万元） |
| total_revenue | Float | 营业收入（万元） |
| net_profit | Float | 净利润（万元） |
| debt_ratio | Float | 资产负债率 0.0 - 1.0 |
| roe | Float | 净资产收益率（%） |
| operating_cashflow | Float | 经营活动现金流（万元） |
| employee_count | Integer | 员工人数 |
| credit_rating | Enum | AAA | AA+ | AA | AA- | A+ | A | BBB | BB | DEFAULT |
| financial_ratios | Object | {流动比率, 速动比率, 利息保障倍数, 应收账款周转率, ...} |
脱敏 JSON 数据样例
[
{
"enterprise_id": "ENT-LGFV-0231",
"industry": "LGFV",
"enterprise_type": "LGFV",
"fiscal_year": 2024,
"period": "FY",
"total_assets": 2850000.0,
"total_revenue": 125000.0,
"net_profit": 18200.0,
"debt_ratio": 0.62,
"roe": 2.8,
"operating_cashflow": -8500.0,
"employee_count": 1200,
"credit_rating": "AA+",
"financial_ratios": {"current_ratio": 2.1, "quick_ratio": 1.3, "interest_coverage": 3.5, "receivable_turnover": 4.2}
},
{
"enterprise_id": "ENT-LISTED-0042",
"industry": "CONSTRUCTION",
"enterprise_type": "LISTED",
"fiscal_year": 2024,
"period": "FY",
"total_assets": 12500000.0,
"total_revenue": 8500000.0,
"net_profit": 320000.0,
"debt_ratio": 0.74,
"roe": 12.5,
"operating_cashflow": 180000.0,
"employee_count": 8500,
"credit_rating": "AAA",
"financial_ratios": {"current_ratio": 1.35, "quick_ratio": 0.92, "interest_coverage": 8.2, "receivable_turnover": 6.8}
},
{
"enterprise_id": "ENT-SME-1567",
"industry": "TECH",
"enterprise_type": "UNICORN",
"fiscal_year": 2024,
"period": "FY",
"total_assets": 85000.0,
"total_revenue": 42000.0,
"net_profit": -5200.0,
"debt_ratio": 0.35,
"roe": -8.2,
"operating_cashflow": 3200.0,
"employee_count": 280,
"credit_rating": "BB",
"financial_ratios": {"current_ratio": 3.5, "quick_ratio": 3.1, "interest_coverage": null, "receivable_turnover": 8.5}
},
{
"enterprise_id": "ENT-SOE-0089",
"industry": "ENERGY",
"enterprise_type": "SOE",
"fiscal_year": 2024,
"period": "FY",
"total_assets": 6800000.0,
"total_revenue": 2200000.0,
"net_profit": 185000.0,
"debt_ratio": 0.58,
"roe": 10.8,
"operating_cashflow": 420000.0,
"employee_count": 4200,
"credit_rating": "AAA",
"financial_ratios": {"current_ratio": 1.8, "quick_ratio": 1.5, "interest_coverage": 12.5, "receivable_turnover": 5.2}
},
{
"enterprise_id": "ENT-LGFV-0892",
"industry": "LGFV",
"enterprise_type": "LGFV",
"fiscal_year": 2024,
"period": "FY",
"total_assets": 520000.0,
"total_revenue": 28000.0,
"net_profit": 3500.0,
"debt_ratio": 0.68,
"roe": 2.1,
"operating_cashflow": -12000.0,
"employee_count": 350,
"credit_rating": "AA",
"financial_ratios": {"current_ratio": 2.8, "quick_ratio": 1.9, "interest_coverage": 2.1, "receivable_turnover": 3.1}
}
]
AI 训练适用场景
企业信用评级
适用模型：XGBoost / LightGBM + 财务特征工程。基于多维度财务指标训练企业信用评级分类模型。
财务风险预警
适用模型：LSTM / Transformer + 时序异常检测。基于多期财务数据训练企业财务困境预警模型。
城投平台风险评估
适用模型：Gradient Boosting + SHAP。专项训练城投平台债务风险与偿付能力评估模型。
财务报告自动生成
适用模型：LLM（GPT-4o）+ NL2SQL。基于结构化财务数据自动生成管理层讨论与分析（MD&A）文本。